103 Vine Street S, St. Catharines, ON, L2R 3Y3

$549,900

MLS® # 40787908

House For Sale In Queenston, St. Catharines, Ontario

$549,900

  • 5

    Bedrooms

  • 2

    Baths

  • 6

    Parking Spaces

Property Information:

GOLDEN OPPORTUNITY! Well maintained beautifully updated move in condition smoke/pet free Semi-Detached Raised bungalow duplex on a corner lot with 1.5 detached garage and 3off street parking. 1Km (.6 mile) to QEW highway. Upper level offers a nicely laid out spacious 3 bedroom. Updated kitchen complete with stylish back-splash, stainless steel appliances, and ample cupboard space. Fully finished lower level with separate entrance also offers spacious 2 bedroom with 8 foot high ceiling and large windows. The lower-level laundry area is conveniently designed to be shared between both levels. Outside, enjoy a fully fenced backyard with a garden shed and plenty of room for outdoor activities. Property built in 1994 boasts 125 amp breaker panel in the house and 60 amp breaker in garage. All new and newer appliances. Upgrades include: vinyl plank flooring throughout(2021), central AC(2023), modern walk-in shower(2024), fresh paint, new countertop sink faucet(2025). Perfect multi generational family or owner to live in the upper unit and rent the 2 bedroom. Here are very close approximation scenarios: Purchase price: $549,000, Mortgage amount $495,000 (10% down). Monthly mortgage payments based on 25 year amortization, 5 year fixed or variable: $2,600Rental income for 2 bedroom and garage: $2400. You will be living in the upper level 3 bedroom while owning the property for mere $200 a month! Should you choose to live in the 2 bedroom and instead rent the 3 bedroom you will actually make $400 a month! Property was rented from 2020 through Sept 2025. Upper floor currently vacant (rented for$2,400 plus hydro). Basement also currently vacant(rented for $1,835 plus hydro). Garage has been rented for the past 5 years and the current tenant, a hobby woodworker, pays $600 a month since July 2024. Garage tenant is willing to stay but if desired will move out with a 60 day notice. Private buyers are welcome!

Inclusions: Dishwasher,Dryer,Smoke Detector,Washer,Window Coverings,Other,2 Otr Microwaves, 2 Fridges, 2 Stoves, Elfs, Shed

Exclusions : Coin Boxes For The Washer And Dryer

Building Features:

  • Floor Space: 1743 Square Feet

Property Features:

  • Bedrooms: 5
  • Bathrooms: 2+0
  • Acres Range: < 0.5
  • Architectural Style: Bungalow Raised
  • Basement: Separate Entrance, Walk-Up Access, Full, Finished
  • Built in: 1994
  • Construction Materials: Brick, Vinyl Siding
  • Cooling: Central Air
  • Driveway Parking: Private Drive Triple+ Wide
  • Exterior Features: Private Entrance, Year Round Living
  • Fencing: Full
  • Floor Space (approx): 1743 Square Feet
  • Heating: Forced Air, Natural Gas
  • Interior Features: Accessory Apartment, In-Law Floorplan
  • Laundry Features: Common Area, Laundry Room, Lower Level
  • Lot Depth: 110.2 Feet
  • Lot Features: Urban, Rectangular, Ample Parking, Business Centre, City Lot, Highway Access, Library, Major Highway, Park, Place of Worship, Playground Nearby, Public Parking, Rec./Community Centre, Regional Mall, School Bus Route, Schools, Shopping Nearby
  • Lot Frontage: 33.60 Feet
  • Other Structures: Shed(s)
  • Parking Features: Detached Garage, Gravel
  • Roof: Asphalt Shing
  • Security Features: Smoke Detector
  • Water Source: Municipal
  • Water Treatment: None
  • Window Features: Window Coverings
  • Zoning: R2
  • Sewer: Sewer (Municipal)
  • No. of Parking Spaces: 6

Rooms:

  • Dining Main Level 3.43 X 2.62
  • Living Main Level 3.61 X 3.33
  • Other Main Level
  • Eat-in Kitchen Main Level 3.07 X 2.90
  • Bedroom Main Level 3.33 X 2.62
  • Primary Bedroom Main Level 4.37 X 2.90
  • Bedroom Main Level 3.05 X 2.90
  • Bedroom Basement Level 4.17 X 2.84
  • Family Basement Level 4.55 X 3.33
  • Bedroom Basement Level 3.00 X 2.67
  • Bathroom Basement Level
  • Eat-in Kitchen Basement Level 6.32 X 2.67

Courtesy of: New Era Real Estate

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Additional Photos